We have multiple lenders with programs specifically designed to assist startups. Our most popular program is a line of credit that works essentially like a 0% credit card with the added benefit of letting you take cash advances for no additional fee.

•  Businesses who have not yet opened, as well as young businesses less than 6 months in operation

•  Businesses who have tried and been declined by traditional lenders

•  Choose from programs for either good credit (700+) or mid-range credit (650-700) as well as programs that report to either your business credit or your personal credit

•  Approvals range from $10k-100k. The average for people with good credit is $80-$100k.

•  Low monthly payments, typically 1% of your outstanding balance

•  All interest is folded into the total borrowed, making all payments thereafter 0% interest

•  Repayment terms average between 12-21 months, plus it can continue to be renewed as long as payments are made on time.

•  People with no derogatories on their credit typically receive their funds within 7-10 days. 

•  No upfront fees

•  All quotes are free

•  Speak to a human! US-based customer service

•  Must have a FICO score of at least 650 or a co-signer who does.

•  No recent missed payments, no bankruptcies in the last 4 years, no new credit accounts within the last 6 months, no more than 3 inquiries in the last 6 months.

•  All 3 credit reports from Equifax, Experian, and TransUnion showing FICO scores of 650 or better, or a co-signer with a score of 650 or better. However, approvals are heavily biased toward history. So long as you have good history and no derogatory information, approvals are nearly guaranteed.

•  Credit age must be longer than 1 year. No recent missed payments, no new credit accounts within the last 6 months, no bankruptcies within last 4 years. No more than 3 credit inquiries in last 6 months. 

•  Must be at least 21 years old.