A line of credit (LOC) gives your business access to funds up to your credit limit. You can borrow and repay multiple times, similar to how credit cards work. You can use the funds to pay employees, business bills, or buy items for the business.

•  Seasonal businesses wanting to match debt payments with seasonal cash flows

•  Any business who wants a “rainy day” fund ready for short-term needs or unexpected emergencies

•  Apply and get approved once, then paydown/re-borrow many times

•  Flexible borrowing, get approved for more but pay interest only on what you borrow

•  Loans up to $150k “per round” (every 30-45 days)

•  Approval within 24 hours, with funds typically available within 5-10 business days

•  Build business credit, does not report to your personal credit

•  Typically, no collateral required

•  No upfront fees

• All quotes are free

• Speak to a human! US-based customer service 

•  Good credit and consistent revenue required

•  May have maintenance fee or withdrawal fee

•  700+ FICO score

•  Minimum income after tax of $50k-$75k. Income can come from W-2 salary or distribution income from a business